Senior Officer / Credit Analyst

United Overseas Bank; Singapore; On-site; SGD 50,000 - 70,000; Full time

Job summary

A leading financial institution in Singapore is looking for a motivated individual to conduct credit analysis and manage client relationships. The ideal candidate will analyze SME portfolios, prepare detailed reports, and help develop tailored financial solutions. This role requires dedication to a sales-oriented career while maintaining strong analytical skills. Join us to grow in a dynamic environment and build a successful career in banking.

Qualifications

• Ability to conduct credit analysis for SMEs.
• Proficient in developing client relationships.
• Demonstrated skills in risk assessment and sales.

Responsibilities

• Conduct credit analysis on SMEs and prepare reports.
• Develop strong client relationships and provide financial solutions.
• Monitor accounts and provide credit recommendations.

Skills

Credit analysis

Client relationship management

Sales orientation

Risk management

Job description

Career Progression

• Start as a Credit Analyst and progress into a Relationship Manager role based on performance.
• Build a sales-oriented career in Commercial Banking.

Credit Analysis & Risk Management

• Conduct credit analysis on an existing portfolio of Small and Medium-sized Enterprises (SMEs).
• Perform credit risk ratings, review and monitor accounts, and provide credit variation/exception recommendations.
• Prepare reports on credit assessments and account performance.

Client Relationship Management

• Develop and maintain strong relationships with clients.
• Understand client needs and provide tailored financial solutions.

Performance & Work Ethic

• Demonstrate self-drive, dedication, and a dynamic approach.
• Aspire to a career in sales while maintaining analytical and risk assessment skills.