Senior Financial Crime Compliance Officer - TikTok Singapore - Global Payment

TikTok; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading social media company in Singapore is searching for a Senior Financial Crime Compliance Officer to oversee Anti-Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance. This role involves managing compliance programs, engaging with regulatory bodies, and ensuring the safety of the platform from financial abuses. The ideal candidate will have substantial experience in AML/CFT, specifically in payments or digital financial services, along with a clear understanding of Singapore's regulatory environment.

Benefits

Diverse and inclusive work environment

Opportunities for growth

Innovative company culture

Qualifications

• 5+ years of AML/CFT compliance experience in payments or financial services.
• Experience as an MLRO or senior AML/CFT lead for a regulated entity.
• Strong understanding of Singapore's AML, sanctions, and payment ecosystem.

Responsibilities

• Oversee AML/CFT compliance for TikTok's local entity.
• Act as the designated Money Laundering Reporting Officer.
• Adapt global policies to local laws and operational aspects.

Skills

AML/CFT compliance

Payments experience

Regulatory engagement

Risk assessment

Strong leadership

Job description

Corporate Functions

Senior Financial Crime Compliance Officer - TikTok Singapore - Global Payment

Location: Singapore

Employment Type: Regular

Job Code: A217473A

Responsibilities

About the Team

TikTok is the leading destination for short‑form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Mumbai, Singapore, Jakarta, Seoul, Tokyo, Sao Paulo, and Mexico City.

The ByteDance Global Payment team provides TikTok payment solutions, including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on the TikTok platform. The Global Payment Compliance team, leveraging industry and technological expertise, provides compliance policy, oversight, advisory and operational support to all of ByteDance's and TikTok's products and services.

About the Role

We are looking for an experienced Money Laundering Reporting Officer (MLRO) to oversee Anti‑Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance for our local entity. In this role, you will act as the primary focal point for AML/CTF compliance. You will ensure that our platform remains safe from financial abuse while maintaining a seamless experience for our users, creators and merchants. The role will support the TikTok AML/CTF Officer and will have day‑to‑day responsibility for AML/CFT compliance, risk management, and reference the Payment Services Act (PSA) and MAS Notices and Guidelines.

The MLRO will act as a key point of accountability for AML/CFT matters, including potential suspicious activities reporting, regulatory interactions, audits, compliance reviews, and ongoing supervisory engagement. This role will report to the TikTok AML/CFT officer.

Key Responsibilities

Regulatory & Governance Responsibilities

• Serve as the designated Money Laundering Reporting Officer for relevant APAC TikTok entities including Singapore, with responsibility for AML/CFT oversight and has experience in managing financial crime compliance programs based on the Payment Services Act, MAS Notices (including PSN01 / PSN02, as applicable), MAS Guidelines and relevant regimes in other APAC jurisdictions.
• Serve as the primary point of contact for local financial intelligence units such as the Monetary Authority of Singapore regarding financial crime investigations involving our platform.
• Lead and coordinate responses to regulatory inspections, supervisory reviews, regulatory engagements, internal audits, and independent assurance activities, ensuring timely and effective remediation of findings.
• Provide regular AML/CFT risk reporting and escalation to TikTok Senior Management or management committees, including notification of material issues and control weaknesses.

AML/CFT Framework Implementation

• Conduct and maintain the local entity’s Enterprise‑Wide Risk Assessment (EWRA) specifically focusing on risks inherent to social media , and product, customer, delivery‑channel, and geographic risk analyses.
• Adapt global AML/CTF policies to fit local laws and the specific operational aspects of the local market and industry best practices.
• Assist in the oversight, design, implementation, and ongoing effectiveness of TikTok's AML/CFT control framework, covering customer due diligence, transaction monitoring, sanctions screening, suspicious transaction reporting (STRs), and record‑keeping.
• Ensure TikTok's AML/CFT controls are appropriately calibrated to TikTok's products, transaction flows, and customer risk profiles.
• Identify emerging risks (including typologies relevant to digital payments and platform‑enabled financial activity) and drive enhancements to policies, systems, and governance.

Advisory & Stakeholder Engagement

• Work with the advisory team during the launch of new monetization features to build "Compliance by Design."
• Provide AML/CFT advice to Senior Management, product, operations, technology, and legal teams on Singapore regulatory requirements and financial‑crime risk.
• Act as a key stakeholder in new product approvals, market expansions, and significant change initiatives, ensuring AML/CFT risks are assessed and mitigated in line with regulatory expectations.
• Build strong working relationships across the business to promote AML/CFT ownership, awareness, and timely issue escalation.

Training, Awareness & Continuous Improvement

• Oversee the development and delivery of AML/CFT training programs tailored based on Singapore regulatory requirements and role‑based responsibilities.
• Maintain up‑to‑date knowledge of MAS regulatory developments, enforcement actions, and supervisory guidance, and ensure timely implementation across the business.
• Use regulatory feedback, audit outcomes, and internal quality‑assurance results to continuously strengthen the AML/CFT program.

Qualifications

Minimum Qualifications

• 5+ years of AML/CFT compliance experience, with significant experience in payments, fintech, e‑money, or digital financial services.
• Proven experience serving as a designated MLRO or senior AML/CFT lead for a MAS‑regulated entity (e.g., MPI, EMI, or equivalent).
• Demonstrated experience engaging directly with MAS or local financial intelligence units, including managing inspections, supervisory reviews, and regulatory correspondence.
• Strong understanding of the Singapore sanctions, AML, and payments ecosystem, the Payment Services Act, and applicable MAS Notices and Guidelines.
• Experience conducting enterprise‑wide AML/CFT risk assessments and developing AML/CFT policies, procedures, and governance frameworks.

Preferred Qualification:

• Prior experience working at MAS, local FIU, or a licensed payment institution is preferred.
• Strong leadership, independence, and judgment, with the ability to operate effectively in a fast‑paced, evolving regulatory and business environment.

Job Information

About TikTok

TikTok is the leading destination for short‑form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.

Why Join Us

Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.

We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.