Compliance Analyst (Transaction Monitoring)

YouTrip; Singapore; On-site; SGD 40,000 - 60,000; Full time

Job summary

A leading payment platform in Singapore is seeking a Compliance Analyst (Transaction Monitoring) to assist with customer screening and transaction monitoring to prevent fraud. Ideal candidates should have 1-2 years of experience in compliance or transaction monitoring, demonstrate analytical skills, and be proactive problem-solvers. This role includes conducting reviews on transaction alerts, analyzing data for suspicious activities, and collaborating with various teams to ensure compliance processes are smooth and effective. Dedicated individuals who value strong work ethics will thrive in this position.

Qualifications

• 1-2 years of experience in compliance and/or transaction monitoring.
• Strong problem-solving skills and analytical thinking proficiency.
• Capable of implementing new compliance initiatives.

Responsibilities

• Perform L2 reviews on transaction alerts and propose risk mitigating decisions.
• Draft Suspicious Transaction Reports for authorities if anomalies are observed.
• Analyze transaction data for suspicious activities.
• Collaborate with business functions for compliance processes.

Skills

Compliance & Risk knowledge

Analytical thinking

Problem-solving

Attention to detail

Job description

We Are:

YouTrip is the leading and fastest‑growing multi‑currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi‑currency digital wallet. Now, YouTrip is the #1 multi‑currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum's Global Innovator 2025, CNBC’s World's Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast‑growing regional team as we push the boundaries of innovative fintech solutions.

As the Compliance Analyst (Transaction Monitoring) in Singapore, you will be assisting with the screening of new customers, conducting periodic reviews of our existing customers, and performing transaction monitoring to prevent fraud and other suspicious behaviour.

You will:

• Perform L2 reviews on AML/CFT & Fraud transaction alerts, and propose risk‑mitigating decisions to the relevant stakeholders.
• Conduct transaction reviews and, should transaction anomalies be observed, draft Suspicious Transaction Reports ("STR") for lodgment to the relevant authorities.
• Analyse transaction data to identify trends & patterns in transactions that may signify suspicious or fraudulent activities, using data and transaction monitoring tools.
• Collaborate with other key business functions to ensure a smooth end‑to‑end internal process to achieve customer satisfaction and safeguard the company's and users' interests.
• Perform any other ad‑hoc legal/compliance duties and projects.

You are:

• Compliance & Risk Enthusiast – you have at least 1‑2 years of relevant experience in compliance and/or transaction monitoring functions. You are also passionate about developing a career in risk & compliance and are interested in the financial services or payment industry.
• Analytical & Detail‑oriented Thinker – you possess excellent problem‑solving skills with demonstrated experience in solving complex problems with analytical thinking. You have the natural tendency to always focus on details and dislike missing specifics.
• Fearless Self‑starter – you are not afraid to suggest and implement new initiatives to tackle complex business issues, as long as the rationale is logical and sound. You do not mind getting your hands dirty to achieve results on a tight timeline.
• Good Attitude and a Strong Work Ethic – to fulfil the professional obligations of a compliance officer, one must possess a strong work ethic along with a good attitude. The choice to do the right thing is not easy, but it is required to succeed in the role.