Head of Digital Credit Operations

Soar; Riyadh; On-site; SAR 180,000 - 300,000; Full time

Job summary

Soar in Riyadh seeks a Head of Credit Operations to lead digital underwriting, disbursal, and post-disbursal maintenance for mortgage products. You will coordinate end-to-end workflows, ensure regulatory compliance, and optimize processes with internal teams and external valuation partners.

Focus on valuation logistics, SLA management with agencies, document validation, and timely funding while maintaining strict risk controls in a fast-moving fintech setting.

Qualifications

• Bachelor’s degree in Finance, Business, Accounting, or related field.
• 5 years of experience in credit administration and finance operations in mortgage products on Murabaha/Ijarah basis in fintech/bank.
• Deep knowledge of home-financing market dynamics in KSA; pricing, process, regulatory and legal frameworks.
• Experience coordinating real-estate valuation processes and vendor relationships.
• Strong organizational and communication skills to manage multiple cases and stakeholders.

Responsibilities

• Coordinate end-to-end digital credit process including documentation verification.
• Prepare, review, and maintain digital disbursal packages.
• Ensure documents are validated, digitized, and stored per data/regulatory standards.
• Support underwriting by coordinating documentation flows and property value verification.
• Liaise with real estate valuation agencies and manage appraisal requests.
• Maintain relationships with valuation agencies and track SLAs.
• Collaborate with underwriting, legal, and finance to streamline workflows.
• Conduct post-disbursal activities and system updates.
• Assist in audit preparation and regulatory reporting.

Skills

Credit operations

Mortgage products knowledge

Regulatory compliance

Vendor management

Stakeholder communication

Education

Bachelor's degree in Finance, Business, Accounting

Job description

Soar in Riyadh seeks a Head of Credit Operations to lead digital underwriting, disbursal, and post-disbursal maintenance for mortgage products. You will coordinate end-to-end workflows, ensure regulatory compliance, and optimize processes with internal teams and external valuation partners.

Focus on valuation logistics, SLA management with agencies, document validation, and timely funding while maintaining strict risk controls in a fast-moving fintech setting.