Corporate Payments Product SME | BRD & Workflow Lead

Duncan & Ross Consulting; Riyadh; On-site; SAR 250,000 - 450,000; Full time

Job summary

Duncan & Ross Consulting in Riyadh is seeking a senior Business Analyst to define payable solutions for domestic and cross-border payments, enabling customers to initiate, approve, process and monitor efficiently. You will craft BRDs, journeys and detailed business rules for corporate payments platforms.

The role requires deep experience in corporate payments, bulk payments, and corporate online banking, with Saudi or GCC payments experience strongly preferred.

Qualifications

• At least 7 years of experience in corporate payments, transaction banking or cash management.
• Strong experience with bulk payments, payment files, approval workflows and corporate digital channels.
• Understanding of domestic and cross-border payment processing and relevant banking ecosystems.
• Experience developing BRDs for payment platforms, payment hubs or corporate online banking.
• Saudi or GCC payments experience is strongly preferred.

Responsibilities

• Define payable product features for single, bulk, scheduled and recurring payments.
• Document end-to-end journeys covering beneficiary management, payment initiation, authorization, processing, tracking, rejection and reversal.
• Define corporate approval structures, user entitlements, transaction limits and maker-checker workflows.
• Capture requirements for file upload, host-to-host connectivity, APIs and corporate digital banking channels.
• Define requirements for payment cut-offs, value dating, fees, foreign exchange, notifications and transaction-status reporting.
• Document handling requirements for duplicates, insufficient funds, invalid beneficiaries, sanctions alerts and failed transactions.
• Identify relevant local and international payment ecosystem integrations.
• Define reconciliation, audit-trail, operational-monitoring and customer-reporting requirements.
• Produce detailed BRDs, customer journeys, process flows, business rules, acceptance criteria and traceability matrices.
• Coordinate reviews and drive requirements through formal approval.

Skills

Corporate payments

BRD development

Payment platforms

APIs

Corporate online banking

Host-to-host connectivity

Workflow design

Job description

Duncan & Ross Consulting in Riyadh is seeking a senior Business Analyst to define payable solutions for domestic and cross-border payments, enabling customers to initiate, approve, process and monitor efficiently. You will craft BRDs, journeys and detailed business rules for corporate payments platforms.

The role requires deep experience in corporate payments, bulk payments, and corporate online banking, with Saudi or GCC payments experience strongly preferred.