Escrow Product SME — Senior Corporate BA

Duncan & Ross Consulting; Riyadh; On-site; SAR 300,000 - 540,000; Full time

Job summary

Duncan & Ross Consulting in Riyadh seeks a Senior Business Analyst to lead the definition of BRDs for corporate escrow products, aligning with Saudi market needs and AJB's corporate banking proposition. You will map target segments, document end-to-end processes, and drive stakeholder reviews through formal approvals, ensuring robust controls and traceability.

The role requires deep banking experience, especially in escrow models, and Saudi/GCC market familiarity, with collaboration across core

Qualifications

• At least 7 years of experience in corporate banking, transaction banking or business analysis.
• Direct experience designing or implementing escrow account products.
• Strong understanding of escrow operating models, account controls, conditional fund release and reconciliation.
• Experience developing detailed BRDs for banking products.
• Saudi or GCC banking experience is strongly preferred.

Responsibilities

• Assess demand for different corporate escrow use cases and define the target product proposition.
• Define target customer segments, eligibility criteria, account structures and permitted transaction types.
• Document end-to-end processes for account opening, funding, transaction authorization, fund release, reconciliation, servicing and closure.
• Define the roles and obligations of the bank, account holder, beneficiary and other involved parties.
• Document approval structures, conditions for releasing funds, exception scenarios and dispute-handling requirements.
• Define operational, legal, compliance, reporting, notification and control requirements.
• Identify integration requirements across core banking, digital channels, payments, workflow, document management and reporting platforms.
• Produce the detailed BRD, process flows, business rules, acceptance criteria and requirements traceability matrix.
• Lead stakeholder reviews and manage the BRD through approval and sign-off.

Skills

Corporate banking

Business analysis

BRD drafting

Escrow products

Stakeholder management

Regulatory compliance

Process modeling

Job description

Duncan & Ross Consulting in Riyadh seeks a Senior Business Analyst to lead the definition of BRDs for corporate escrow products, aligning with Saudi market needs and AJB's corporate banking proposition. You will map target segments, document end-to-end processes, and drive stakeholder reviews through formal approvals, ensuring robust controls and traceability.

The role requires deep banking experience, especially in escrow models, and Saudi/GCC market familiarity, with collaboration across core