Sales Associate - Collateral

Cepat Kredit Financing Inc.; Santa Maria; On-site; PHP 300,000 - 420,000; Full time

Job summary

Cepat Kredit Financing Inc. is seeking a proactive Field Sales Associate to promote collateral-based loan products and expand the client base in the designated area. You will conduct product presentations, qualify leads, visit clients and partners, and coordinate with internal teams to process applications.

Fresh graduates are welcome, and strong communication and Microsoft Office skills are essential. The role involves fieldwork, meeting sales targets, and building lasting relationships to

Qualifications

• Bachelor’s degree in Business Administration, Marketing, Finance, Management, Real Estate Management, or any related field.
• Fresh graduates are welcome to apply.
• Experience in sales, customer service, lending, financing, banking, real estate, or field marketing is an advantage.
• Knowledge of collateral-based financing, loan processing, or loan documentation is preferred.
• Good communication, presentation, negotiation, and interpersonal skills.

Responsibilities

• Promote the company’s collateral-based loan products to prospective clients within the assigned area, branch coverage, or market.
• Generate and develop qualified leads through field marketing, referrals, digital platforms, events, and partner networks.
• Identify and engage prospective clients, brokers, dealers, developers, property owners, agents, and referral partners.
• Conduct client visits, product presentations, and other sales and promotional activities.
• Explain loan products, eligibility requirements, terms, procedures, and documentary requirements to clients.
• Assist clients in completing loan applications and submitting required supporting documents.
• Maintain and monitor the sales pipeline, including leads, applications, pending requirements, approvals, and releases.
• Conduct initial checking of applications and documents for completeness and accuracy.
• Coordinate with Credit, Operations, Collections, Finance, Marketing, and other concerned teams regarding account processing and requirements.
• Provide timely follow-ups and updates to prospective and existing clients.
• Build and maintain strong client and business partner relationships to generate referrals and repeat business.

Skills

Communication skills

Presentation skills

Negotiation skills

Interpersonal skills

Education

Bachelor’s degree in Business Administration, Marketing, Finance, Management, Real Estate Management, or related field

Tools

Microsoft Office

Word

Excel

PowerPoint

Job description

Key Responsibilities:

• Promote the company’s collateral-based loan products to prospective clients within the assigned area, branch coverage, or market.

• Generate and develop qualified leads through field marketing, referrals, digital platforms, events, and partner networks.




• Identify and engage prospective clients, brokers, dealers, developers, property owners, agents, and referral partners.




• Conduct client visits, product presentations, and other sales and promotional activities.




• Explain loan products, eligibility requirements, terms, procedures, and documentary requirements to clients.




• Assist clients in completing loan applications and submitting required supporting documents.




• Maintain and monitor the sales pipeline, including leads, applications, pending requirements, approvals, and releases.




• Conduct initial checking of applications and documents for completeness and accuracy.




• Coordinate with Credit, Operations, Collections, Finance, Marketing, and other concerned teams regarding account processing and requirements.




• Provide timely follow-ups and updates to prospective and existing clients.




• Build and maintain strong client and business partner relationships to generate referrals and repeat business.

Qualifications

• Bachelor’s degree in Business Administration, Marketing, Finance, Management, Real Estate Management, or any related field.




• Fresh graduates are welcome to apply.




• Experience in sales, customer service, lending, financing, banking, real estate, or field marketing is an advantage.




• Knowledge of collateral-based financing, loan processing, or loan documentation is preferred.




• Good communication, presentation, negotiation, and interpersonal skills.

• Willing to conduct fieldwork, client visits, product presentations, and marketing activities.




• Able to work under sales targets and processing deadlines.




• Proficient in Microsoft Office applications, particularly Word, Excel, and PowerPoint.