MSME Microfinance Loan Officer

BDO Unibank, Inc.; Bulacan; On-site; PHP 240,000 - 420,000; Full time

Job summary

BDO Unibank's Network Bank is hiring an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

The position involves soliciting microfinance loan accounts, analyzing applicant qualifications, and coordinating processing with related units to ensure smooth loan booking and servicing. Sales activities to hit volume targets are also required.

Qualifications

• Graduate of four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales

Communication

Customer service

Mathematics

Computer literacy

Fieldwork

Motorcycle

Education

Bachelor's degree

Job description

BDO Unibank's Network Bank is hiring an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

The position involves soliciting microfinance loan accounts, analyzing applicant qualifications, and coordinating processing with related units to ensure smooth loan booking and servicing. Sales activities to hit volume targets are also required.