Microfinance Loan Officer — Field Sales & Credit Quality

BDO Unibank; Gapan; On-site; PHP 180,000 - 240,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and sound credit quality, and to deliver good customer service.

The role involves soliciting microfinance loan accounts, evaluating qualifications, initiating collections, coordinating with other units, and executing sales activities to hit volume targets.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Sales

Customer service

Communication

Mathematics

Motorcycle driving

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and sound credit quality, and to deliver good customer service.

The role involves soliciting microfinance loan accounts, evaluating qualifications, initiating collections, coordinating with other units, and executing sales activities to hit volume targets.