Microfinance Loan Officer — Field Sales & Credit

BDO Unibank, Inc.; Cabanatuan; On-site; PHP 240,000 - 360,000; Full time

Job summary

The Account Officer for Micro, Small and Medium Enterprises at BDO Network Bank, a subsidiary of BDO Unibank, Inc., is responsible for achieving loan volume targets while maintaining profitability and sound credit quality. You will provide excellent customer service and ensure proper processing of MSME loan applications.

Key duties include soliciting loan accounts, analyzing applicant qualifications, initiating credit and collection activities, coordinating with officers, and supporting sales

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Sales skills

Communication

Customer service

Numerical ability

Fieldwork experience

Motorcycle rider

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

The Account Officer for Micro, Small and Medium Enterprises at BDO Network Bank, a subsidiary of BDO Unibank, Inc., is responsible for achieving loan volume targets while maintaining profitability and sound credit quality. You will provide excellent customer service and ensure proper processing of MSME loan applications.

Key duties include soliciting loan accounts, analyzing applicant qualifications, initiating credit and collection activities, coordinating with officers, and supporting sales