MSME Microfinance Loan Officer — Growth & Credit Quality

BDO Unibank; Baybay; On-site; PHP 279,000 - 424,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and service quality. You will actively solicit microfinance loans, assess applicants, and coordinate processing with multiple units.

The role emphasizes strong selling and communication skills, basic math, and familiarity with word processing and spreadsheets. Motorcycle driving is preferred for fieldwork.

Qualifications

• Graduate of a four-year or five-year degree course (Bachelor's degree).
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge is required.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing loans.
• Review loan files and agreements for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer service

Mathematics

Computer skills

Microfinance sales experience

Motorcycle driving

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and service quality. You will actively solicit microfinance loans, assess applicants, and coordinate processing with multiple units.

The role emphasizes strong selling and communication skills, basic math, and familiarity with word processing and spreadsheets. Motorcycle driving is preferred for fieldwork.