MSME Microfinance Loan Officer — Field Sales and Credit

BDO Unibank; Malabon Kaingin; On-site; PHP 280,000 - 360,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while safeguarding profitability and quality. The role emphasizes strong customer service and accurate credit assessment within our network bank operations.

The position involves soliciting microfinance loan accounts, evaluating applicant qualifications, and coordinating processing with various units to ensure timely loan bookings.

Qualifications

• Bachelor's degree holder; four-year or five-year degree.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units for processing and servicing loan applications.
• Review customer loan files and agreements for credit processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer Service

Mathematics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while safeguarding profitability and quality. The role emphasizes strong customer service and accurate credit assessment within our network bank operations.

The position involves soliciting microfinance loan accounts, evaluating applicant qualifications, and coordinating processing with various units to ensure timely loan bookings.