MSME Microfinance Field Loan Officer

BDO Unibank, Inc.; Imus; On-site; PHP 201,000 - 357,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, is seeking an Account Officer for Micro, Small and Medium Enterprises in Cavite. The role focuses on achieving loan volume targets while maintaining profitability and good customer service.

You will actively solicit microfinance loan accounts through field visits, assess applicants, initiate credit actions, coordinate processing, and support loan servicing to ensure quality and growth.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Amenable to field work on an almost daily basis.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication

Customer service

Field work

Numerical ability

Computer skills

Education

Bachelor's degree

Job description

BDO Network Bank, the community bank subsidiary of BDO Unibank, is seeking an Account Officer for Micro, Small and Medium Enterprises in Cavite. The role focuses on achieving loan volume targets while maintaining profitability and good customer service.

You will actively solicit microfinance loan accounts through field visits, assess applicants, initiate credit actions, coordinate processing, and support loan servicing to ensure quality and growth.