MSME Loan Officer: Field Sales & Growth

BDO Unibank; Iriga; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises responsible for achieving loan volume targets while maintaining profitability and sound credit quality. The role emphasizes active loan solicitation, credit analysis, and coordinated processing to support customer needs.

The incumbent will conduct credit reviews, initiate collections when necessary, and drive sales activities to hit targets, with a focus on customer service and accurate loan documentation.

Qualifications

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder.
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling

Communication

Customer service

Mathematical knowledge

Education

Bachelor's Degree

Tools

Word Processing

Spreadsheets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises responsible for achieving loan volume targets while maintaining profitability and sound credit quality. The role emphasizes active loan solicitation, credit analysis, and coordinated processing to support customer needs.

The incumbent will conduct credit reviews, initiate collections when necessary, and drive sales activities to hit targets, with a focus on customer service and accurate loan documentation.