MSME Loan Officer: Grow Microfinance Impact

BDO Unibank; Cavite City; On-site; PHP 223,000 - 335,000; Full time

Job summary

BDO Network Bank in Cavite City, Philippines is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan growth while maintaining profitability, credit quality, and high-quality customer service.

You will actively solicit microfinance loan accounts, assess applicants, initiate credit and collection activities, and coordinate with relevant units to process and service loans and clients.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience in microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales skills

Communication

Customer service

Basic math

Computer literacy

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank in Cavite City, Philippines is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan growth while maintaining profitability, credit quality, and high-quality customer service.

You will actively solicit microfinance loan accounts, assess applicants, initiate credit and collection activities, and coordinate with relevant units to process and service loans and clients.