Microfinance Field Loan Officer - Sales & Credit

BDO Unibank; General Trias; On-site; PHP 350,000 - 550,000; Full time

Job summary

BDO Unibank, Inc. in Cavite City, Calabarzon, PH, seeks an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit MSME loan accounts and coordinate processing with various units to ensure timely loan bookings. The position requires a four- or five-year degree, strong selling and communication skills, basic math, and familiarity with

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Sales experience

Customer service

Communication

Mathematical basics

Motorcycle rider

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

BDO Unibank, Inc. in Cavite City, Calabarzon, PH, seeks an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit MSME loan accounts and coordinate processing with various units to ensure timely loan bookings. The position requires a four- or five-year degree, strong selling and communication skills, basic math, and familiarity with