MSME Field Loan Officer – Sales & Credit Quality

BDO Unibank, Inc.; Santa Rosa; On-site; PHP 201,000 - 357,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and strong credit quality. You will build relations with clients through field visits, assess loan qualifications, and coordinate with various units to process and service loans.

The role emphasizes active sales, outreach to MSME clients, and ensuring accurate loan documentation and timely credit decisions in a community banking environment.

Qualifications

• Four-year or five-year degree graduate.
• Strong selling and communication skills.
• Willingness to do field work on almost a daily basis.
• Basic mathematical skills expected.
• Familiar with MS Word and Excel.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units for processing and servicing loan applications.
• Review and update customer loan files and agreements for credit processing.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Sales ability

Communication

Customer service

Field work

Mathematics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and strong credit quality. You will build relations with clients through field visits, assess loan qualifications, and coordinate with various units to process and service loans.

The role emphasizes active sales, outreach to MSME clients, and ensuring accurate loan documentation and timely credit decisions in a community banking environment.