MSME Microfinance Loan Officer - Field Sales

BDO Unibank, Inc.; Bacoor; On-site; PHP 279,000 - 446,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to help achieve loan volume targets while maintaining profitability and sound credit quality, with emphasis on delivering excellent customer service.

You will actively solicit MSME loan accounts, assess applicant qualifications, initiate credit and collection activities, and coordinate with other units to process and service loans.

Qualifications

• Four- or five-year degree required.
• Strong selling and communication skills.
• Basic mathematical knowledge required.
• Familiarity with MS Word and Excel.
• Fieldwork/sales experience in microfinance preferred.
• Motorcycle driving preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units to process and service loan applications and clients.
• Review and update customer loan files and agreements for credit processing and booking.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Math basics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to help achieve loan volume targets while maintaining profitability and sound credit quality, with emphasis on delivering excellent customer service.

You will actively solicit MSME loan accounts, assess applicant qualifications, initiate credit and collection activities, and coordinate with other units to process and service loans.