MSME Field Loan Officer – Microfinance & Credit

BDO Unibank, Inc.; Santa Rosa; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and sound credit quality.

The role involves actively visiting clients to solicit microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection actions, coordinating with other units, and updating loan files to ensure smooth processing and booking.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder.
• Good selling, communication and customer service skills.
• Amenable to doing field work / working on the field on an almost daily basis.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication skills

Customer service skills

Field work

Math basics

Driving motorcycle

Education

Four-year or five-year degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and sound credit quality.

The role involves actively visiting clients to solicit microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection actions, coordinating with other units, and updating loan files to ensure smooth processing and booking.