MSME Field Loan Officer - Microfinance & Sales

BDO Unibank, Inc.; Cavite City; On-site; PHP 279,000 - 502,000; Full time

Job summary

BDO Network Bank, a subsidiary of BDO Unibank, Inc., seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and credit quality. The role involves frequent field visits to meet business needs and coordinate with processing teams.

The ideal candidate has a four- or five-year degree, strong selling and customer service skills, and is comfortable with fieldwork on a near-daily basis.

Qualifications

• Bachelor's or higher degree
• Strong selling, communication and customer service abilities
• Willingness to perform field work on almost daily basis
• Basic mathematical knowledge
• Familiar with word processing & spreadsheets (MS Office)
• Field experience in Microfinance is a plus
• Motorcycle driving is preferred

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet business needs
• Analyze loan applicants to determine feasibility of approval
• Initiate credit and collection activities to ensure credit quality
• Coordinate with officers and units for processing/servicing loan applications
• Review and update loan documents to ensure adequacy for processing and booking
• Execute sales/marketing activities to achieve volume targets

Skills

Sales skills

Communication

Customer service

Field work

Mathematics basics

Computer literacy

Motorcycle driving

Education

Bachelor's degree

Tools

MS Office

Job description

BDO Network Bank, a subsidiary of BDO Unibank, Inc., seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and credit quality. The role involves frequent field visits to meet business needs and coordinate with processing teams.

The ideal candidate has a four- or five-year degree, strong selling and customer service skills, and is comfortable with fieldwork on a near-daily basis.