MSME Loan Officer - Drive Growth & Credit Quality

BDO Unibank; San Jose; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and high credit quality. You will deliver excellent customer service and engage in proactive sales activities.

The role focuses on soliciting MSME loan accounts, evaluating loan eligibility, and coordinating with teams to ensure smooth processing and servicing. A four-year or five-year degree is preferred, with fieldwork/sales experience an advantage.

Qualifications

• Bachelor's degree required.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge is needed.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units for processing and servicing loan apps.
• Review loan files and agreements for credit processing adequacy.
• Execute sales/marketing activities to hit volume targets.

Skills

Sales skills

Communication

Customer service

Basic math

Education

Bachelor's degree

Tools

MS Office

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and high credit quality. You will deliver excellent customer service and engage in proactive sales activities.

The role focuses on soliciting MSME loan accounts, evaluating loan eligibility, and coordinating with teams to ensure smooth processing and servicing. A four-year or five-year degree is preferred, with fieldwork/sales experience an advantage.