MSME Field Loan Officer — Microfinance & Sales

BDO Unibank, Inc.; Cavite City; Sur place; PHP 300 000 - 500 000; Plein temps

Résumé du poste

BDO Network Bank seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and sound credit quality. The role emphasizes field visits, client needs assessment, and strong customer service to support microfinance lending growth.

The position requires a four-year or five-year degree, sales experience, and comfort with field work and basic math. Proficiency in word processing and spreadsheets is preferred to manage loan documentation

Qualifications

• Four-year or five-year bachelor’s degree.
• Strong selling, communication, and customer service skills.
• Willing to perform field work daily.
• Basic mathematical knowledge.
• Familiarity with word processing and spreadsheets.
• Experience in microfinance sales is a plus.

Responsabilités

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Connaissances

Selling

Communication

Customer service

Field work

Mathematics

Formation

Bachelor's degree

Outils

Word processing

Spreadsheets

Description du poste

BDO Network Bank seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and sound credit quality. The role emphasizes field visits, client needs assessment, and strong customer service to support microfinance lending growth.

The position requires a four-year or five-year degree, sales experience, and comfort with field work and basic math. Proficiency in word processing and spreadsheets is preferred to manage loan documentation