Microloan Field Account Officer (Sales & Credit)

BDO Unibank, Inc.; Cavite City; Vor Ort; PHP 240.000 - 420.000; Vollzeit

Zusammenfassung

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and good credit quality. You will actively solicit microfinance loan accounts via field visits and coordinate processing with various units.

The role requires evaluating applicant qualifications, initiating credit activities, and ensuring strong customer service, with daily field work.

Qualifikationen

• Graduate with a four- or five-year degree.
• Strong selling, communication and customer service skills.
• Willing to do field work on an almost daily basis.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.

Aufgaben

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers/units related to processing and servicing loan applications and clients.
• Review and update customer loan files, loan agreements, etc. for credit processing and booking.

Kenntnisse

Sales

Communication

Customer service

Field work

Mathematics

Ausbildung

Bachelor's Degree

Tools

Word processing

Spreadsheets

Jobbeschreibung

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and good credit quality. You will actively solicit microfinance loan accounts via field visits and coordinate processing with various units.

The role requires evaluating applicant qualifications, initiating credit activities, and ensuring strong customer service, with daily field work.