MSME Field Accounts Officer — Microfinance & Loans

BDO Unibank, Inc.; Cavite City; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Network Bank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while ensuring profitability and sound credit quality.

You will engage in field visits to solicit microfinance loans, analyze applicants, and coordinate processing with various units to support loan bookings. The role emphasizes customer service, daily field activity, and basic math, with a preference for candidates familiar with word processing and spreadsheets and those who can

Qualifications

• Four-year or five-year bachelor degree.
• Good selling, communication and customer service skills.
• Willing to do field work on almost a daily basis.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales skills

Communication

Customer service

Field work

Math basics

MS Office

Motorcycle driving

Education

Bachelor's degree

Job description

BDO Network Bank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while ensuring profitability and sound credit quality.

You will engage in field visits to solicit microfinance loans, analyze applicants, and coordinate processing with various units to support loan bookings. The role emphasizes customer service, daily field activity, and basic math, with a preference for candidates familiar with word processing and spreadsheets and those who can