Microfinance Loan Officer — Field Sales & Credit Quality

BDO Unibank, Inc.; Porac; On-site; PHP 180,000 - 240,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises. You will focus on achieving loan volume targets while maintaining profitability, credit quality, and excellent customer service.

Responsibilities include soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection activities, coordinating with units, and ensuring proper loan documentation to support processing and booking.

Qualifications

• Graduates of any four-year or five-year degree course/Bachelor's Degree holder.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience in microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Basic math

Fieldwork

Sales experience

Motorcycle driving

Education

Bachelor's Degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises. You will focus on achieving loan volume targets while maintaining profitability, credit quality, and excellent customer service.

Responsibilities include soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection activities, coordinating with units, and ensuring proper loan documentation to support processing and booking.