Microfinance Account Officer – Field Sales & Credit

BDO Unibank, Inc.; Dasmariñas; On-site; PHP 180,000 - 420,000; Full time

Job summary

BDO Unibank, Inc. seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

The role involves sourcing MSME loan accounts, assessing applicant qualifications, initiating credit and collection actions, and coordinating with processing units. Ideal candidates are graduates with strong selling and communication skills, basic math knowledge, and familiarity with word

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Selling

Communication

Customer service

Mathematics

Education

Bachelor's degree or four-/five-year degree

Tools

Word processing software

Spreadsheets

Job description

BDO Unibank, Inc. seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

The role involves sourcing MSME loan accounts, assessing applicant qualifications, initiating credit and collection actions, and coordinating with processing units. Ideal candidates are graduates with strong selling and communication skills, basic math knowledge, and familiarity with word