Microfinance Field Account Officer

BDO Unibank, Inc.; Imus; Presencial; PHP 300.000 - 540.000; Jornada completa

Descripción de la vacante

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts through field visits, analyze applicant qualifications, initiate credit and collection activities, coordinate processing, update loan files, and drive sales efforts to meet targets.

Formación

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsabilidades

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Conocimientos

Field work

Sales

Communication

Customer service

Mathematical knowledge

MS Word & Excel

Motorcycle driving

Educación

Bachelor's degree

Descripción del empleo

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts through field visits, analyze applicant qualifications, initiate credit and collection activities, coordinate processing, update loan files, and drive sales efforts to meet targets.