Microfinance Loan Officer – MSME Growth & Service

BDO Unibank, Inc.; Negros Occidental; On-site; PHP 300,000 - 600,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer to achieve loan volume targets and maintain profitability with sound credit quality. The role focuses on MSME loan inquiries and delivering excellent customer service in line with bank standards.

The Account Officer will solicit microfinance loan accounts, analyze applicants, and coordinate with bank units to process and service loans, ensuring compliance with policies and regulatory requirements.

Qualifications

• Completion of any Bachelor's degree.
• Sales and fieldwork experience in Microfinance is an advantage.
• Good selling and customer service skills.
• Basic mathematical skills.
• Preferably can drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients.
• Perform other functions that may be assigned to him/her.
• Ensure compliance with Banks policies, procedures and regulatory requirements.

Skills

Good selling

Customer service

Basic mathematical skills

Motorcycle driving

Education

Bachelor's degree

Job description

BDO Unibank, Inc. is seeking an Account Officer to achieve loan volume targets and maintain profitability with sound credit quality. The role focuses on MSME loan inquiries and delivering excellent customer service in line with bank standards.

The Account Officer will solicit microfinance loan accounts, analyze applicants, and coordinate with bank units to process and service loans, ensuring compliance with policies and regulatory requirements.