Microfinance Loan Officer I - Customer Growth

BDO Unibank, Inc.; Negros Oriental; On-site; PHP 250,000 - 350,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines is seeking an Account Officer to help achieve loan volume targets for microfinance while maintaining profitability and sound credit quality across MSME lending.

The role emphasizes excellent customer service and aligns with the bank's standards and requirements. You will solicit microfinance loan accounts, assess applicant qualifications, and coordinate with other bank units to process and service loans, ensuring compliance with policies and regulatory

Qualifications

• Bachelor's degree completed.
• Sales and microfinance fieldwork is an advantage.
• Strong customer service and selling skills.
• Basic mathematical skills.

Responsibilities

• Solicit microfinance loan accounts to meet the customer needs.
• Analyze applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure quality of accounts.
• Coordinate with bank officers or units for loan processing and servicing.
• Ensure compliance with bank policies, procedures and regulatory requirements.

Skills

Sales experience

Customer service

Math skills

Motorcycle rider

Education

Bachelor's degree

Job description

BDO Unibank, Inc. in the Philippines is seeking an Account Officer to help achieve loan volume targets for microfinance while maintaining profitability and sound credit quality across MSME lending.

The role emphasizes excellent customer service and aligns with the bank's standards and requirements. You will solicit microfinance loan accounts, assess applicant qualifications, and coordinate with other bank units to process and service loans, ensuring compliance with policies and regulatory