Growth-Driven Microfinance Loan Officer

BDO Unibank, Inc.; Bulacan; Vor Ort; PHP 350.000 - 480.000; Vollzeit

Zusammenfassung

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and strong credit quality. The role focuses on soliciting MSME loan accounts, evaluating borrower qualifications, and coordinating processing with relevant units.

Candidates should have a four- or five-year degree, solid selling and communication skills, basic math, and familiarity with MS Word/Excel.

Qualifikationen

• Graduate of any four-year or five-year degree.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with MS Word and Excel.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Aufgaben

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Kenntnisse

Selling skills

Communication

Customer service

Mathematical knowledge

Fieldwork/sales experience

Driving motorcycle

Ausbildung

Bachelor's degree

Tools

MS Word

MS Excel

Jobbeschreibung

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and strong credit quality. The role focuses on soliciting MSME loan accounts, evaluating borrower qualifications, and coordinating processing with relevant units.

Candidates should have a four- or five-year degree, solid selling and communication skills, basic math, and familiarity with MS Word/Excel.