Microfinance Loan Officer I — Field Sales & Growth

BDO Unibank, Inc.; Santiago; Vor Ort; PHP 240.000 - 300.000; Vollzeit

Zusammenfassung

BDO Unibank, Inc. in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, credit quality, and excellent customer service.

This role emphasizes microfinance lending and active client engagement across communities. You will solicit loan accounts, assess qualifications, initiate collections when needed, coordinate with credit and servicing units, and support sales initiatives to reach volumes.

Qualifikationen

• Four-year or five-year degree
• Strong selling and communication skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and microfinance sales experience advantageous.
• Motorcycle driving preferred.

Aufgaben

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze overall loan applicant qualifications to determine feasibility of lending.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers and/or units related to processing and servicing of loan applications and clients.
• Review and update customer loan files and loan agreements to ensure adequacy for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Kenntnisse

Selling skills

Communication skills

Customer service

Mathematical ability

Computer literacy

Fieldwork experience

Motorcycle rider

Ausbildung

Bachelor's Degree

Jobbeschreibung

BDO Unibank, Inc. in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, credit quality, and excellent customer service.

This role emphasizes microfinance lending and active client engagement across communities. You will solicit loan accounts, assess qualifications, initiate collections when needed, coordinate with credit and servicing units, and support sales initiatives to reach volumes.