Microfinance Loan Officer - Growth & Impact

BDO Unibank, Inc.; Gapan; Vor Ort; PHP 300.000 - 420.000; Vollzeit

Zusammenfassung

BDO Network Bank, the community bank subsidiary of BDO Unibank, invites applications for an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and sound credit quality.

The role includes active solicitation, credit analysis, and coordination with teams to process and service loan applications, with a strong emphasis on delivering excellent customer service to MSME clients.

Qualifikationen

• Graduate of any four-year or five-year degree course/Bachelor's Degree.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with computer software including word processing and spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.

Aufgaben

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Kenntnisse

Selling skills

Customer service

Communication

Mathematical knowledge

Word processing

Spreadsheets

Fieldwork sales

Ausbildung

Bachelor's degree

Tools

MS Word

MS Excel

Jobbeschreibung

BDO Network Bank, the community bank subsidiary of BDO Unibank, invites applications for an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and sound credit quality.

The role includes active solicitation, credit analysis, and coordination with teams to process and service loan applications, with a strong emphasis on delivering excellent customer service to MSME clients.