Growth-Focused Microfinance Field Officer

BDO Unibank, Inc.

San Pablo

On-site

PHP 250,000 - 380,000

Full time

4 days ago

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Job summary

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises at its network bank arm. The role focuses on achieving loan volume targets while maintaining profitability, good credit quality, and strong customer service.

Responsibilities include actively soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating processing with other units, updating loan documents, and driving sales efforts to meet targets.

Qualifications

Graduate with a four- or five-year degree.
Strong selling, communication, and customer service skills.
Basic mathematical knowledge.
Familiar with MS Word and Excel.
Fieldwork and sales experience in microfinance is a plus.
Preferably can drive a motorcycle.

Responsibilities

Actively solicit microfinance loan accounts to meet business needs.
Analyze applicants to determine feasibility of granting loans.
Initiate credit and collection activities to ensure credit quality of accounts.
Coordinate with officers and units related to processing and servicing of loan applications.
Review loan files and agreements to ensure adequacy for credit processing and loan booking.
Execute sales and marketing activities to achieve volume targets.