Microfinance Loan Officer — Growth & Credit Quality

BDO Unibank; Santa Rosa; On-site; PHP 240,000 - 420,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, is seeking an Account Officer for Micro, Small and Medium Enterprises loans to achieve volume targets while maintaining profitability and strong credit quality.

You will actively solicit loan accounts, assess applicant qualifications, initiate credit/collection activities, and coordinate with relevant units to ensure smooth processing and servicing of loan applications. Strong selling and service skills are essential.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling

Communication

Customer service

Mathematical knowledge

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank, the community bank subsidiary of BDO Unibank, is seeking an Account Officer for Micro, Small and Medium Enterprises loans to achieve volume targets while maintaining profitability and strong credit quality.

You will actively solicit loan accounts, assess applicant qualifications, initiate credit/collection activities, and coordinate with relevant units to ensure smooth processing and servicing of loan applications. Strong selling and service skills are essential.