Microfinance Field Loan Officer – Sales & Credit

BDO Unibank; Santiago; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume targets while maintaining profitability, sound credit quality, and exceptional customer service.

You will actively solicit microfinance loan accounts, analyze applicants’ qualifications for feasibility, initiate credit and collection activities, coordinate with other units, review loan files, and execute sales and marketing activities to reach volume goals.

Qualifications

• Graduate of four-year or five-year degree course.
• Good selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Sales

Communication

Customer service

Mathematics

Fieldwork

Motorcycle driving

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume targets while maintaining profitability, sound credit quality, and exceptional customer service.

You will actively solicit microfinance loan accounts, analyze applicants’ qualifications for feasibility, initiate credit and collection activities, coordinate with other units, review loan files, and execute sales and marketing activities to reach volume goals.