Microfinance Account Officer - Grow Loans & Build Credit

BDO Unibank; San Jose del Monte; On-site; PHP 250,000 - 520,000; Full time

Job summary

BDO Unibank through its BDO Network Bank unit seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets with profitability, credit quality, and strong customer service. The role emphasizes proactive loan origination and relationship-building within the community.

The incumbent will handle microfinance loan accounts, assess applicant qualifications, initiate credit/collection actions, coordinate processing, review loan documents, and drive sales/marketing

Qualifications

• Graduate of any four-year or five-year degree course.
• Strong selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with Word and Excel.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers and units related to processing and servicing loan applications.
• Review and update customer loan files and agreements to ensure adequacy for credit processing.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematical skills

MS Word

MS Excel

Fieldwork / sales experience

Motorcycle driving

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

BDO Unibank through its BDO Network Bank unit seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets with profitability, credit quality, and strong customer service. The role emphasizes proactive loan origination and relationship-building within the community.

The incumbent will handle microfinance loan accounts, assess applicant qualifications, initiate credit/collection actions, coordinate processing, review loan documents, and drive sales/marketing