Microfinance Loan Officer — Growth & Credit Quality

BDO Unibank; Candon; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

Key duties include soliciting microfinance loan accounts, evaluating applicants, initiating credit actions, coordinating processing, updating files, and driving sales to hit volume targets.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree holder.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience in Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematics

Fieldwork / Microfinance sales

Motorcycle driving

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Computer literacy

Job description

BDO Unibank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

Key duties include soliciting microfinance loan accounts, evaluating applicants, initiating credit actions, coordinating processing, updating files, and driving sales to hit volume targets.