MSME Loan Officer: Grow Microfinance & Credit Quality

BDO Unibank; Pagas; On-site; PHP 279,000 - 469,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while ensuring profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts, analyze applicant qualifications, initiate credit activities, coordinate with units, and support loan processing and servicing. This role requires fieldwork and a customer-oriented mindset.

Qualifications

• Graduate of any four-year or five-year degree course.
• Has good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Proficiency with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can ride a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Sales

Communication

Customer service

Numerical ability

MS Word & Excel

Field sales

Motorcycle driving

Education

Bachelor's degree holder

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while ensuring profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts, analyze applicant qualifications, initiate credit activities, coordinate with units, and support loan processing and servicing. This role requires fieldwork and a customer-oriented mindset.