Microfinance Loan Officer - Drive Growth & Credit Quality

BDO Unibank, Inc.; Tuguegarao; On-site; PHP 300,000 - 540,000; Full time

Job summary

BDO Unibank, Inc. invites applications for an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while preserving profitability and sound credit quality.

You will actively solicit microfinance loan accounts, analyze applicants, initiate credit and collection activities, and coordinate with other units to process loans.

Strong selling, communication and customer service skills, plus basic math, are essential; familiarity with Word and Excel is a plus.

Qualifications

• Graduate of any four-year or five-year degree.
• Strong selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units for processing and servicing loan applications.
• Review and update loan files and agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Sales experience

Communication

Customer service

Mathematics (basic)

Fieldwork experience

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank, Inc. invites applications for an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while preserving profitability and sound credit quality.

You will actively solicit microfinance loan accounts, analyze applicants, initiate credit and collection activities, and coordinate with other units to process loans.

Strong selling, communication and customer service skills, plus basic math, are essential; familiarity with Word and Excel is a plus.