Microfinance Loan Officer — Field Sales & Credit

BDO Unibank; Malolos; On-site; PHP 250,000 - 380,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and strong credit quality. You will deliver excellent customer service and engage in sales activities to meet targets.

The role emphasizes fieldwork with potential preference for candidates who can drive a motorcycle and have basic math and software skills. Equal opportunity employer statement included in the posting.

Qualifications

• Proven selling, communication and customer service abilities.
• Basic mathematical knowledge required for loan computations.
• Familiarity with word processing and spreadsheet software.
• Fieldwork and sales experience in microfinance is a plus.
• Motorcycle driving is preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications and clients.
• Review and update loan files and agreements for credit processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Mathematics basics

MS Office (Word/Excel)

Fieldwork experience

Motorcycle driving

Education

Bachelor's degree holder

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and strong credit quality. You will deliver excellent customer service and engage in sales activities to meet targets.

The role emphasizes fieldwork with potential preference for candidates who can drive a motorcycle and have basic math and software skills. Equal opportunity employer statement included in the posting.