Microfinance Loan Officer - Drive Growth and Client Impact

BDO Unibank

Lucena

On-site

PHP 267,840 - 424,080

Full time

14 days+

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Job summary

BDO Unibank is seeking a motivated Microfinance Loan Officer to help achieve loan volume targets while maintaining profitability, credit quality, and customer service excellence. You will actively solicit loan accounts, assess applicants, and coordinate processing with various units to ensure timely loan booking.

The role emphasizes strong selling and communication skills, basic math, and integrity, with familiarity in Word and Excel.

Qualifications

Graduate of any 4 year degree course.
Strong selling, communication, and customer service skills.
Basic mathematical knowledge.
High integrity.
Familiar with Word processing & spreadsheets.

Responsibilities

Actively solicit microfinance loan accounts to meet the business needs of the customer
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
Initiates credit and collection activities to ensure credit quality of accounts
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
Ensures adherence to the bank’s policies and procedures
Execute sales and/or marketing activities that will achieve volume targets
Attends to inquiries and other requirements of the clients
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Perform other functions that may be assigned to him/her