Microfinance Field Loan Officer - Growth & Credit Quality

BDO Unibank; Laguna; Sur place; PHP 240 000 - 360 000; Plein temps

Résumé du poste

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and good customer service. The role covers multiple branches including Cavite, Laguna, Batangas, Rizal, Quezon, Romblon, Mindoro and Bicol.

A four-year or five-year degree is required, with strong selling and communication skills and basic math knowledge. Familiarity with Word/Excel and motorcycle driving are preferred.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

Responsabilités

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts; coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets

Connaissances

Selling

Communication

Customer service

Mathematics

Formation

Bachelor's degree

Outils

Word processing

Spreadsheets

Description du poste

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and good customer service. The role covers multiple branches including Cavite, Laguna, Batangas, Rizal, Quezon, Romblon, Mindoro and Bicol.

A four-year or five-year degree is required, with strong selling and communication skills and basic math knowledge. Familiarity with Word/Excel and motorcycle driving are preferred.