Microfinance Field Account Officer - Loans & Growth

BDO Unibank; Imus; On-site; PHP 350,000 - 550,000; Full time

Job summary

BDO Network Bank in Imus, Cavite seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and credit quality. You will actively solicit MS-ME loan accounts through field visits and coordinate processing with various units to ensure smooth loan delivery.

The role requires a four-year or five-year degree, strong selling and communication skills, daily field work, basic math, and familiarity with Word/Excel.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling

Communication

Customer service

Fieldwork

Math basics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank in Imus, Cavite seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and credit quality. You will actively solicit MS-ME loan accounts through field visits and coordinate processing with various units to ensure smooth loan delivery.

The role requires a four-year or five-year degree, strong selling and communication skills, daily field work, basic math, and familiarity with Word/Excel.