Field-Based Microfinance Loan Officer

BDO Unibank, Inc.; San Pablo; On-site; PHP 201,000 - 335,000; Full time

Job summary

BDO Network Bank seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while upholding profitability, sound credit quality, and excellent customer service.

The role involves actively soliciting MSME loan accounts through field visits, evaluating loan applicants, initiating credit and collection activities, coordinating with other units, reviewing loan documents, and driving sales initiatives to meet targets.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication

Customer service

Field work

Mathematical basics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

MS Office

Job description

BDO Network Bank seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while upholding profitability, sound credit quality, and excellent customer service.

The role involves actively soliciting MSME loan accounts through field visits, evaluating loan applicants, initiating credit and collection activities, coordinating with other units, reviewing loan documents, and driving sales initiatives to meet targets.