SENIOR RELATIONSHIP OFFICER HOME LOAN

Muthoot Fincorp; Dadri; Presencial; INR 1 200 000 - 1 800 000; Tempo integral

Resumo da oferta

Muthoot Fincorp is seeking a Cluster Business Manager for Secured and Unsecured Lending. Lead a regional sales team, drive portfolio growth, and coordinate with branches to deliver products and cross-sell initiatives across secured and unsecured lending lines.

The role reports to the Zonal Sales Manager and requires strong experience in lending, team leadership, and risk-aware sales execution in a multi-state environment.

Qualificações

• Experience in secured and unsecured lending businesses.
• Team-building and training abilities.
• Exposure to channel and direct sales structures is preferred.

Responsabilidades

• Achieve budgeted sales volumes.
• Build sales structure for state/region.
• Collaborate with branches on product distribution and portfolio growth.
• Achieve cross-sell targets.
• Manage soft bucket collections and delinquency levels.
• Coordinate with Credit & Risk on product rollout and process improvements.
• Ensure audit compliance across the Sales vertical.

Conhecimentos

Secured & unsecured lending

Channel & direct sales team leadership

Soft collections experience

Formação académica

MBA / PG or UG

Descrição da oferta de emprego

Cluster Business Manager – Secured & Unsecured Lending Business

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Grade

E1/E2

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Employment Type

All Employment Type

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Reporting to – Designation & Grade

Zonal Sales Manager – Secured & Unsecured Lending Business

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No. of Reportees, Designation & Grade

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Main Tasks & Areas of Responsibility

• 1.. Achievement of Budgeted Sales Volumes.
• 2. Build relevant Sales structuer for State/region.
• 3. Work with branches on necessary products& distribution to build the portfolio.
• 4. Achievement of cross sell targets.
• 5. Responsible for soft bucket collections and maintain the delinquency as per desired level.
• 6. Work closely with Credit & Risk departments on product on Product & process roll outs.
• 7. Adhere & roll out Audit compliance /requirement to Sales vertical.
• budget plan.
• 2. Responsible for metrics IRR, process fee & ATS
• 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches .

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Skills and Exposure

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Special Requirements (If any)

Must have experience in Secured lending / unsecured lending business

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Job Location / State

All States

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Compensation Band

12

Entitlements

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Stake Holders

MFL Staff, Group Company Staf

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B

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Educational Qualification / Technical Certification

Any UG/PG or MBA

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Skill Sets

• mandatory) Managed BTL initiatives. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training

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Communication Skills

fluency - both verbal and written

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Experience

10+years of overall experience

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Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers