BRANCH BUSINESS MANAGER HOME LOANS

Muthoot Fincorp; Jagtial; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Muthoot Fincorp Ltd. is seeking a Cluster Business Manager for Secured and Unsecured Lending with 10+ years of experience. The role covers multiple states, leads a team of 7, and reports to the Zonal Sales Manager.

The incumbent will drive sales volumes, manage distribution and cross-sell initiatives while coordinating with branches, credit, and risk teams to ensure compliance and growth. The candidate should have experience in secured/unsecured lending, strong leadership, and the ability to

Qualifications

• Must have experience in Secured lending / unsecured lending business.
• MBA or Graduation in related fields.
• Over 10 years of overall experience with sales teams and revenue focus.

Responsibilities

• Achieve budgeted sales volumes and build a relevant sales structure for the state/region.
• Collaborate with branches on products and distribution to build the portfolio.
• Drive cross-sell initiatives like insurance and other products through team and branches.
• Ensure soft bucket collections and maintain delinquency as per target.
• Coordinate with Credit & Risk for product/process rollouts and audit compliance.

Skills

Channel sales

Direct sales

Soft collections

Team building

Training

Education

MBA

Graduation

Job description

Cluster Business Manager – Secured & Unsecured Lending Business

Grade

E1/E2

Employment Type

All Employment Type

Reporting to – Designation & Grade

Zonal Sales Manager – Secured & Unsecured Lending Business

No. of Reportees, Designation & Grade

7

Main Tasks & Areas of Responsibility

• 1.. Achievement of Budgeted Sales Volumes. 2. Build
• relevant Sales structuer for State/region. 3. Work with
• branches on necessary products& distribution to build
• the portfolio. 4. Achievement of cross sell targets. 5.
• Responsible for soft bucket collections and maintain the
• delinquency as per desired level. 6. Work closely with
• Credit & Risk departments on product on Product &
• process roll outs. 7. Adhere & roll out Audit compliance
• /requirement to Sales vertical.
• budget plan. 2. Responsible for metrics IRR, process fee
• & ATS 3. Drive cross sell initiatives like insurance , other
• products through the team as well as the branches .

Special Requirements

Must have experience in Secured lending / unsecured lending business

Job Location / State

All States

Stake Holders

MFL Staff, Group Company Staf

Educational Qualification / Technical Certification

Any UG/PG or MBA

Skill Sets

• mandatory) Managed BTL initiatues. Channel and direct
• sales team experience. Soft Collections experience in
• unsecured loans. Team building& Training

Communication Skills

fluency - both verbal and written

Experience

10+years of overall experience

• Team work. Ability to work stretch/Multi-Tasking
• Environment. Effective Communication ability at
• different levels. Adaptable to complex Work environments& Organizational values. Task master
• having a daily grind on Sales/revenue numbers