BRANCH BUSINESS MANAGER HOME LOANS

Muthoot Fincorp; Indore; Presencial; INR 2.800.000 - 4.000.000; Jornada completa

Descripción de la vacante

Muthoot Fincorp is seeking a Cluster Business Manager for Secured & Unsecured Lending. You will lead sales across states, build deposit/portfolio strategies, and drive cross-sell initiatives through branches, ensuring collections targets and compliance.

Ideal candidates have 10+ years of experience in lending, channel and direct sales leadership, and strong team-building skills, with fluency in English and Hindi. All-India location scope.

Formación

• Experience in secured and unsecured lending.
• 10+ years of overall experience.
• Exposure to sales governance and risk-aligned product rollout.

Responsabilidades

• Achieve budgeted sales volumes.
• Build sales structure for state/region.
• Collaborate with branches on products and distribution.
• Achieve cross-sell targets.
• Manage soft bucket collections and delinquency targets.
• Work with Credit & Risk on product/process rollouts.
• Ensure audit/compliance adherence for sales.
• Budget planning and accountability.
• Drive IRR, process fee, and ATS metrics; lead cross-sell initiatives through team and branches.

Conocimientos

BTL initiatives

Channel sales

Direct sales

Team building

Educación

MBA or UG/PG

Descripción del empleo

Cluster Business Manager – Secured & Unsecured Lending Business

3

Grade

:

E1/E2

4

Employment Type

:

All Employment Type

5

Reporting to –

Designation & Grade

:

Zonal Sales Manager – Secured & Unsecured Lending Business

6

No. of Reportees,

Designation & Grade

:

7

Main Tasks & Areas of Responsibility

:

• 1.. Achievement of Budgeted Sales Volumes.
• 2. Build relevant Sales structuer for State/region.
• 3. Work with branches on necessary products& distribution to build the portfolio.
• 4. Achievement of cross sell targets.
• 5. Responsible for soft bucket collections and maintain the delinquency as per desired level.
• 6. Work closely with Credit & Risk departments on product on Product & process roll outs.
• 7. Adhere & roll out Audit compliance /requirement to Sales vertical.
• budget plan.
• 2. Responsible for metrics IRR, process fee & ATS
• 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches .

8

Skills and Exposure

9

Special Requirements (If any)

Must have experience in Secured lending / unsecured lending business

10

Job Location / State

:

All States

11

Compensation Band

:

12

Entitlements

:

13

Stake Holders

:

MFL Staff, Group Company Staf

14

:

B

15

Educational Qualification / Technical Certification

:

Any UG/PG or MBA

16

Skill Sets

:

• mandatory) Managed BTL initiatives.
• Channel and direct sales team experience.
• Soft Collections experience in unsecured loans.
• Team building& Training

17

Communication Skills

:

fluency - both verbal and written

18

Experience

:

10+years of overall experience

19

:

Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers