Relationship Manager

IIFL Home Loans; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Darwinbox Digital Solutions Pvt. Ltd., Bengaluru, seeks a results-driven Branch Sales Leader to own home loan sales, drive business development, and manage channel partnerships while ensuring regulatory compliance and excellent customer service.

You will lead branch PL and sales strategies, build relationships with customers and builders, monitor performance, coordinate with Operations and Risk, and pursue aggressive growth in a competitive BFSI market.

Qualifications

• < 2–5 years of experience in Home Loan or Mortgage Sales within BFSI/NBFC; exposure to Loans Against Property preferred.
• Prior experience in direct customer acquisition and channel sales; strong local market knowledge and established regional network.

Responsibilities

• Manage overall branch sales operations, including business development, customer service, and compliance.
• Drive home loan business growth through direct sourcing, DSA and open-market channels.
• Build and maintain strong customer and builder relationships to maximize business value and cross-sell opportunities.
• Develop and implement strategies to achieve branch sales targets.
• Monitor branch portfolio performance and implement corrective measures.
• Ensure adherence to regulatory guidelines, internal policies, and audit requirements.
• Collaborate with Operations and Risk teams to streamline loan processes, maintain portfolio quality, and control NPAs.
• Oversee collections for acquired portfolios to ensure healthy asset quality.
• Track market trends, competitive activities, and customer feedback; recommend strategies to enhance business outcomes.
• Execute promotional campaigns, contests, and innovative initiatives to boost customer acquisition.

Skills

Branch leadership

Business development

Interpersonal skills

Proactive mindset

Analytical skills

Excel

MIS tools

Job description

Regular

Job Description

Key Responsibilities:

• · Manageoverall branch sales operations, including business development, customerservice, and compliance.
• · Drivehome loan business growth through direct sourcing, DSA and open-marketchannels.
• · Buildand maintain strong customer and builder relationships to maximize businessvalue and cross-sell opportunities.
• · Developand implement strategies to achieve branch sales targets.
• · Monitorbranch portfolio performance and implement corrective measures.
• · Ensureadherence to regulatory guidelines, internal policies, and audit requirements.
• · Collaboratewith Operations and Risk teams to streamline loan processes, maintain portfolioquality, and control NPAs.
• · Overseecollections for acquired portfolios to ensure healthy asset quality.
• · Trackmarket trends, competitive activities, and customer feedback; recommendstrategies to enhance business outcomes.
• · Executepromotional campaigns, contests, and innovative initiatives to boost customeracquisition.

Skills Required:

• · Provenability to lead sales teams and manage branch-level P&L.
• · Strongbusiness development, networking, negotiation, and influencing skills.
• · Excellentinterpersonal, communication, and problem-solving abilities.
• · Highmotivation, self-starter attitude, and bias for action in a high-performanceenvironment.
• · Stronganalytical skills to track performance and drive profitability.
• · Workingknowledge of Excel and sales MIS tools

Educational Qualifications and Experience:

• · < 2–5years of experience in Home Loan or Mortgage Sales within BFSI/NBFC; exposureto Loans Against Property preferred.
• · Priorexperience in direct customer acquisition and channel sales; strong localmarket knowledge and established regional network.

Job Snapshot

Updated Date

25-09-2026

Job ID

Job8001

Department

Location