Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Pune District; Presencial; INR 600 000 - 800 000; Tempo integral

Resumo da oferta

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for its Large Corporate segment in Pune.

The role involves preparing Credit Appraisal notes for SME/large corporate clients, discussing terms and conditions for risk assessments, and coordinating information gathering for CRANs. The candidate will monitor accounts per sanctioning authority and prepare monthly/quarterly portfolio reports, escalating non-compliance with a clear action plan.

Qualificações

• Experience in credit underwriting for SME/ large corporate.
• Proficient in financial modelling using Excel.
• Experience in project finance or infra sector credit analysis would be a plus.

Responsabilidades

• Prepare Credit Appraisal notes for SME/ Large Corporate.
• Discuss terms and conditions with business for risk assessments.
• Gather information to prepare CRANs from customers.
• Monitor accounts as per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Conhecimentos

Credit underwriting

Financial modelling

Communication & presentation

Formação académica

CA

MBA

CFA

Ferramentas

Excel

Descrição da oferta de emprego

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.