Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for SME and Large Corporate underwriting.

You will prepare credit appraisal notes, discuss terms with the business, and obtain information for CRANs. The role includes monitoring portfolios and visiting units to file inspection reports. Strong experience in credit underwriting, Excel-based financial modeling, and clear communication is essential, with project finance exposure preferred but not mandatory.

Qualifications

• Experience in credit underwriting for SME or large corporate.
• Proficient in Excel for financial modeling.
• Experience in project finance or infrastructure credit analysis preferred but not mandatory.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME/Large Corporate.
• Discuss terms and conditions for risk assessments with business.
• Obtain information for CRANs from customers.
• Monitor accounts as per Sanctioning Authority terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Excel

Credit underwriting

Financial modeling

Risk analysis

Education

CA

MBA

CFA

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.